First Business Zero is aimed exclusively at individual owners. A sole proprietorship is a type of business that is owned and operated by a person and in which there is no legal distinction between the owner and the business (such as a pty). We offer the gold business as an alternative. Our ETF Business Calling Account is designed to meet the needs of business owners by helping you manage your cash flow and get more value from your money while having instant access. The ETF Business Call Account allows you to deduct your excess money from your daily expenses to make sure your money works for you (earning interest) until you need it. Use the account to build up cash reserves critical to your business. You pay a zero monthly account fee and receive free and unlimited card swipes. With a free FNB Connect SIM card and QR code to accept payments on the go, we set you up for success. Nominal interest rate per year (NACM): This is the annualized interest rate you earn daily and capitalize on a monthly basis. This interest rate does not take into account the effect of compound interest. Pay no monthly account fees and enjoy unlimited free cards. Annual Effective Interest Rate: An annualized interest rate that takes into account the effect of compound interest for one year, net of interest. Access a free business coach anytime, anywhere with Fundaba in the ETF app.
1 Details of fees and interest can be found in account disclosure and/or interest sheet or contact a banker for more information, including eligibility. Virtual cards can also be used for ETF Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay, Samsung Pay, Fitbit Pay, and Garmin Pay, without the need for a physical card. Transfer extra money to your ETF business calling account. First Business Zero is a digital solution for individual owners who want to rely on the ETF app anytime, anywhere. Keep making money and earn eBucks while spending online. Your CVV number changes every hour. You can create, cancel, delete or block your card at any time. Pay with QR Speedpoint®, available in the ETF app.
Simply generate a QR code to accept payments on the go, PLUS there is no registration or monthly fee. Make at least one transaction each month to your First Business Zero account and get the following at no additional cost: The virtual ETF card in the ETF app is a faster, safer and more secure way to pay for online and in-store purchases anywhere in the world. You can also create an unlimited number of cards at no additional cost to use as needed. Your debit card and SIM card will be delivered by mail. Stay connected with the FNB Connect SIM card and you can get a free plan every month. Accept payments with QR Speedpoint®, available in the ETF app. 3 Additional fees may apply for the use of an ATM that is not controlled by First National Bank. Opening a First Business Zero account is easy. Open the ETF app, select « First Business Zero Account », upload your documents and start trading. To qualify for your free monthly SIM plan ETF Connect, you must:.