All third parties (including related parties, customers, suppliers, subcontractors or agents) to whom Paymay discloses personal data must comply with this policy. Paymay provides this policy free of charge upon request and on its website: www.moneyplus.com.au individuals may generally have access to the personal data, including credit information, we hold about them. Access can be requested by contacting the Data Protection Officer by telephone (02) 9676 1974 or by e-mail headoffice@moneyplus.com.au. We will provide access within 30 days of the request. We may ask third parties to use cookies to analyze traffic on our website (www.moneyplus.com.au). The information collected in this way is anonymous. We do not give individuals the opportunity to contact us anonymously or under a pseudonym. This is because it is impractical and illegal for us, in certain circumstances, to deal with people who are not identified. If you have questions about our privacy practices, or if you wish to make a complaint about how we have handled your personal information (including credit information), you may file a complaint with us in one of the following ways: If you travel by bus, lines 8, 36, 37 and V1 stop at New Bailey Street. Lines 67 and 100 stop at Chapel Street.

We have appointed Illion Statements as our third-party statement provider to retrieve your statements and verify as required by law to assess your loan application. The following describes your rights and obligations with respect to the use of this automated statement retrieval service. If you do not feel comfortable visiting one of our branches, we would like to inform you that after a similar application process, we also have fast online loans where the money is deposited directly into your account to ensure you continue to have access to our services without increased risk of infection. A triggering event requires the scan to be completed within one month. The product referred to in the TDG is the SMALL AMOUNT CREDIT AGREEMENT (« SACC ») that we offer, as that term is defined in Section 5 of the Consumer Credit Protection Act 2009, i.e. loans where: – Abaz Pty Ltd ACN 118 434 021 Australian Credit License Number 391 104 This policy describes how Paymay handles the personal data collected, be open and transparent in accordance with the Privacy Act 1988 (Cth) (hereinafter: Privacy Act), the Australian Privacy Principles (« APP ») and the Privacy Code (Credit Assessment) (hereinafter: Code). We may disclose personal information, other than credit information, to: Why not fill out our simple form to see how we can help you? These are considered the key attributes of the loan. It is the responsibility of all employees and other relevant parties to ensure that they understand and comply with this Privacy Policy. *This statement is a requirement of the Australian Government under the National Consumer Credit Protection Act 2009. We take reasonable steps to ensure that the personal information, including credit information, we collect, use and disclose is relevant, accurate, complete and up-to-date. We delete all personal data about an individual when it is no longer necessary or relevant. Paymay does not use personal data for direct marketing purposes unless: 2.

TYPE OF PERSONAL DATA WE COLLECT AND STORE When we no longer need personal data, we will take reasonable steps to destroy it. We may collect and store the following types of personal data: We will not collect sensitive information about an individual unless the individual has consented or there is an exception to obtain such consent. Exceptions include circumstances where collection is required or permitted by law, or where action must be taken in cases of suspicion of illegal activity or gross negligence. Sometimes we may collect personal information about an individual from their employer, financial institution, other credit provider or credit reference agency (« CRB »). In this case, we will take reasonable steps to ensure that the individual is informed of the matters set out in this policy. Based on the above target market description, we consider it unlikely that the product will not meet the target market. Nevertheless, we will keep an eye on the consumers accessing the loans to ensure that the majority are in the target market. If not, we review the product and modify its key attributes to ensure the target market is reached. Target market determination for AECBs, ACPCs and CABCs Example: A $1,000 loan for 6 months has fees and costs totalling $440 = 200 (20% setup fee) + 40 x 6 (monthly loan fee of 4% x loan term in months). The comparison rate for this example is 152.04%. For our loans ($1,000), the minimum loan term is 13 weeks.

Depending on the frequency of your payments, the maximum repayment period is 21 weeks. As the example above shows, loan fees are charged monthly based on the repayment term. For loans over $2000, the minimum and maximum APR is 48%. This loan can be repaid in a minimum of 13 to a maximum of 21 weekly payments (depending on the amount and terms of the loan). MoneyPlus, Riverside New Bailey Street Manchester M3 5FS England If we refuse access, we will state the reasons for the refusal. Individuals may also request that we provide them with the source of the personal information we hold about them. If such a request is made, Paymay will inform the person of the source of the information free of charge within a reasonable time. HOW DO I KNOW IF THE PRODUCT DOESN`T HIT THE TARGET? We generally collect personal information directly from the individual to whom it relates when that individual interacts with us. For example, personal information is collected when an individual applies for a loan online or in person, opens an account with us, visits our website or sends us correspondence.

With regard to sensitive information held by us, Paymay will attempt, as far as possible, to anonymize it. As mentioned above, we do not use distributors to provide SACC to consumers. Although a TDG is required by law to explain what information must be provided to us by distributors, we believe this is not necessary. The TDG is reviewed when we start distributing via a distribution network. ⚠ Report abuse To notify the Law Society of any inappropriate or offensive content posted on Find a Lawyer, please visit our Contact Us page.